wrote: I know Penfed will only do a "hard hit" when requesting a CLI..... do they ever just grant one based on usage & credit - 6715014myFICO® Forums; Types of Credit; Credit Card Applications; Re: PenFed CLI; Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current User; Bookmark; Subscribe; Mute;wrote: Hey Fico Friends! I have a PenFed platinum CC that I've had for almost a year. I'd like to apply for a 2nd Penfed CC and also ask for a credit line increase on the first card. Any strategy recommendations on what to ask for first? Apply for card #2 first? Or ask for CLI on card #1...Hi, I just applied for a PenFed VISA card and got approved at a little under 15% interest rate for $11.5K. Would I be able to apply for - 5004529 ... (CLI on Defender) when I opened my Power Rewards card at the end of March. There have been some reports of 30 days as CO_NATIVE said. ... FICO, myFICO, Score Watch, The score lenders use, and The ...After reading CAPTOOL's post I decided to try my luck again on a CLI on my Travel Rewards card. Just last week PenFed told me that if I wanted to increase my limit then I'd need to rob from one of my other 3 cards with them. Fully prepared to be told the same again today, I gave it a shot. After ...For those who have received a CLI on their PenFed credit card, after your CLI request was approved, did you need to send back a signed - 744986Woke up this morning and saw this I went ahead and took the CLI route for my PCR card. Finally got this message I am fired up ! This is by far my biggest limit EVER ( not counting mortages ) Thanks for stopping by to read thisHave had a couple of PenFed cards for a few years. Have never asked for a CLI. Does anyone know if it is a hard or soft pull? - 1653272Take the myFICO Fitness Challenge. Message 14 of 19 2 Kudos 1GaDawg85. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; ... I ended up waiting for the infamous "offers" and got a $14K offer and added it as a CLI to my existing Penfed card instead of a new card. As far as an independent CLI request, I didn't do it … · Penfed CLI. I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested that the pre-approved …Penfed Gold CLI Approved! I was hesitant between applying for a new credit card and going for the CLI. I decided to request the CLI and save my AAoA. I was approved for the Penfed gold visa in March 2022 with a SL of $3500. 9 months later I took the HP on equifax and requested an increase to 10k. It was instantly approved, I thought they would ...This question is about the PenFed Power Cash Rewards Visa Signature® Card @CLoop • 07/07/22 This answer was first published on 07/07/22. For the most current information about a financial product, you should always check and confirm accurac...Just can't seem to stay in the garden. I called PenFed to request a CLI on my PCR, which is already my highest CL. It was denied. But since I'd wasted a HP and gone through the process of getting them on the phone, and since PenFed almost always uses the same HP for multiple requests, I asked about a CLI on my Platinum.Last week, I responded to a $17500 CLI offer on my PenFed Power Cash Rewards Visa. The CLI would result in a SL of $26250. I was approved and the application was moved to "Booked" on 1/25. How long should I expect to wait before the application is finalized and the SL shows up on my account?I was originally declined by PenFed for a CLI and submitted a letter of reconsideration. I was approved for a $2,000 CLI bringing it to a total CL of $5,000! Plus, I got an APR decrease without asking. The APR was decreased 6.50%, from 13.99% to 7.49%! Last Wednesday, Nov. 27th I was approved for ...So, since I'm still in the garden and really have no intentions of leaving for a while I decided to call up PenFed and ask if with the offers I've received, can I do the pre-approval for the thrifty credit service as just an increase on my current account. She said this was definitely possible, and ...Late reporting this but around March 24 or so I applied for the personal SPG to take advantage of the 35K offer that ended on March 30. - 4531761Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here. Choosing between a CLI or a new account, I opted for an increase to my PCR, which is a $24,200 bump: So the new credit line is $36,200, but the jury's still out on this one. My understanding is PenFed has a 25k cap on any …Dec 13, 2020 · https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-Amex-Penfed-and-Wells-Fargo-CLIs/m-p/6189363#M714193 and now I see this. I click the pcr …Re: Penfed - when to ask for 1st CLI? Normally I suggest waiting 6 months, but with covid, banks/cu's have seen large abilities to not pay. So you may be better of waiting closer to 9-12 months unless they preapprove you from a SP review. Message 6 …So, I just became a member of Penfed today and opted to apply for the Power cash rewards. I was approved for a pretty low limit of 2500. So - 4950380Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. They - 6515068Just got the approval for another $5,000 on Plat Signature Rewards Visa! New limit is $25,000 (now my highest). Card is just barely 3 months old. Opened 9/23/16. This is the 3rd increase I've received. Original SL was $5,000. Got a $10,000 increase first week of October, $5,000 increase mid November...Re: PenFed PCR CLI from $1,500 to $25,000 - worth the HP. Congrats on a huge CLI, definitely worth the pull! As for Visa Sig thresholds, the lender can issue a Sig at basically any limit they want, and they will do it for far less than $5000 (some here had Sig cards at $500). It's good for the banks as a Sig card earns higher swipe fees.M-Smart mentioned in a post that a cli request with penfed is most effective 9 months to a year in. I have 2 PenFed credit cards, one has the button, one doesn't. I don't think it's meaningful, as I doubt that I could get a CLI on either. Total revolving limits 738200 (622200 reporting) FICO 8: EQ 725 TU 723 EX 700. Message 6 of 9.Applied for a CLI on my powercash rewards, had to provide 2 recent paystubs for income verification. ... Congratulations on your PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24 M): Banks & CUs: Goal Cards: Message 3 of 7 2 ... FICO, myFICO, Score Watch, The score lenders use, and The Score ...PTCL.Official Pakistan employs 758 employees. Reveal contacts of top PTCL.Official managers and employees.I'm extremely upset. I didn't know requesting a CLI with PenFed would have been a HP. I checked Credit Karma this morning, because it updates every Sunday and what do you know, PenFed inquiry. I should have asked myFICO first, unfortunately I didn't. I only requested a CLI because I had gotten one with Capital One and Discover on the …Jun 15, 2022 · Re: Penfed conditionally approved. I did mobile deposit! 7 day hold so on 6/22. stats are, AAoA 4 years, EQ Fico8: 841, Income 590k, utilization on cards 1%, total available credit 1.1M (including AU for 140k). Honestly I had forgotten about Penfed, and was bored at work so I decided to join again and apply. 50,000 Bonus Points when you spend $ 3000 in the first 90 days. 4 x. Points on all Travel categories for PenFed Honors Advantage Members. Up to $799 total travel value. Complimentary Priority Pass airport lounge annual membership. See If I Pre-Qualify. Apply Now. Learn More. Get a decision in as little as 20 seconds.Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going - 5644509 - 3Compare Credit Card Offers & Rewards | PenFed Credit Union Home Choose your perfect card Pre-qualify + today with no impact to your credit score. No to low annual fee Great balance transfer offer Highly competitive rates Platinum Rewards Visa Signature® Card 5 x Points on gas paid at the pump and EV charging stations 3 xI have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I am used to, however when I went to check the application today the status states this? PenFed Gold Visa WITHDRAWN 09/26/2018 APPLICATION BUILT IN ERROR I ne...The site does not include all credit card companies or all available credit card offers. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit ...Went from $10k to $35k. Was hoping for more and they thought they could do $40k but they said call back again in the future and they'll see - 4753825Re: PenFed CLI Denied! 😞😠. Not sure what you make or your scores or your DTI ratio either all that is considered among other things with PenFed.. One thing is for sure is PenFed has tightened up on their approvals/clis recently. NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash ...Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in TCL is now so close. $4,950 away.First, I can definitely confirm that the cli I received on my PenFed Gold card was indeed a SP. I receive a letter via snail mail from PenFed indicating that they had took it upon themselves to increase my limit. Now...Monday I asked for a cli on my PCR card. Last increase was in Feb 2022 for only $1k and involved a HP.Apr 4, 2018 · I'm still debating whether to try again this week; Penfed keeps hard pulls around for anywhere from 30 to 90 days so another CLI request or other credit app during that time won't trigger a new HP. I've been hoping to get my PCR up to $10k to match my QS visa but if Penfed is tightening the purse strings, well... 1/2022: PenFed CLI: opened 2/2021 and received 'auto CLI' to $10k from $2500. This was a strange one.... [I logged into my account to make a transfer when I saw an application pending and a note indicating 'documents were needed to finalize'.Penfed. Hello all, Penfed seems to like me. I have a savings account with $1800, car and a PCR with a $7500 limit and have been with them almost a year. So I guess they don't care much about the one small collection on my fico credit reports, so I'm thinking about applying for the Platinum or the Gold. My fico 9 is 686.Re: PenFed CLI Denied! 😞😠. Not sure what you make or your scores or your DTI ratio either all that is considered among other things with PenFed.. One thing is for sure is PenFed has tightened up on their approvals/clis recently. NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash ...I've been a member with PenFed for about 4 years and have been declined for numerous products through the years. After seeing what - 6482233 ... apply for a CLI. It'll be another hard pull, but what they've been giving lately is worth the pull. ... Take the myFICO Fitness Challenge. AZE4 - 8% Utl - New Accts: 1/6, 2/12, 5/24. Message 8 of 15 …Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.I called PENFED to see if they would consider a CLI at 80 days. I have a balance because of BT's but I make large payments to pay it down. But my Util is around 20% I was declined for a cli. The only thing they could offer me was another credit card (Promise or Amex) but I had to take some of m...Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen.Congratulations on DC's PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24): Banks & CUs: Message 6 of 12 1 Kudo raisemysc0re. Established Contributor ... All FICO ® Score products made available on myFICO.com include a FICO ...Been a PenFed member for 8 months, and opened a PCR and Plat Rewards at the time of opening the membership. The 8th statement cut last month, and just received an offer a couple days ago. Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here.So, tomorrow is my exopiration of the last hard pull done for credit products (90 days from last pull) so im not sure if this really counts as stepping outside the garden, as there was no new HP (or even SP), but I paid down a good bit of my BTs on the account, was at $22k -- asked for a CLI online,...From myfico.com EQ Score: (Nov 8rd, 2021) From myfico.com EQ Fico 8 795, Fico 9 806 | TU Fico 8 820, Fico 9 823 | (from experian) EX Fico 8 782, Fico 9 804 Oct 2021 AoOA 19 years, 6 months, AAoA 6 years, 11 months. ... Penfed CLI Approved Congrats on your CLI! Current FICO 8:Current exposure with PenFed is 25k on two CC's - 1 (15k) - 1 (10k). Income 101k I was told by credit analyst supervisor that 25k is max - 4771910 ... myFICO® Forums; Types of Credit; Credit Card Applications; PenFed - CLI Denial - Data Point ...Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos.Bit the bullet and applied for PCR a few days ago and it was approved. So today I decided to give them a call for the sake of my OCD with numbers I wanted all 3 of my cards to be at equal amounts ($10K ea). Requested a 2.5K increase on my Platinum Rewards and just got the notification that it was ap...I was originally declined by PenFed for a CLI and submitted a letter of reconsideration. I was approved for a $2,000 CLI bringing it to a total CL of $5,000! Plus, I got an APR decrease without asking. The APR was decreased 6.50%, from 13.99% to 7.49%! Last Wednesday, Nov. 27th I was approved for ...Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and - 5876046 - 3. Skip Navigation. How It Works; ... myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698 . Message 22 of 25 5 Kudos cam3150.I'm utterly ecstatic right now! :smileyvery-happy::heart: I know this isn't the biggest limit ever, but instant approval from 500 to - 4990056 - 2 · Penfed CLI. I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested that the pre-approved …I did use it few months ago. Where is Penfed love button? - 6227481 - 5. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... myFICO® Forums. ... myFICO® Forums; Types of Credit; Credit Card Applications; PenFed CLI/Love button; Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read ...The Credit Card offer was for either a new card of my choice with a $16,700 credit limit or a CLI for the same amount on my existing card! And all this apparently without an additional hard pull! I didn't need the other card offerings (a second Power Cash Rewards, a PenFed Promise, or a Platinum Rewards Signature. *See bottom for why.Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in June to max out my 10k and paid it off within a month. Idk if this triggered something. I always carry a 0 balance except that one month. I've never had a CLI in the 4 years I've had the card. Happy August ya'll!Was approved a couple of weeks ago for $500, pretty dissapointed but oh well. They sent me a letter saying to show on time payment history for 4-6 months and then try for a CLI. Called today and asked the gentleman if it required a HP or the same pull from 2 weeks ago, he said there is a slim chan...Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card - 6654194 - 3I had the itch, but I don't need to add another card, so I decided to give PenFed a try for a credil line increase. Put in a request earlier today and was approved. $6,500 --> to $10,000. First 10K card!! Woohoo!!PenFed Gold CLI. Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now the question, I have the highest interest rate. Think if I call them, they can use that inquiry to lower my interest rate?Oct 23, 2020 · Personal Credit - AMEX: Platinum, Gold, Green, Blue Cash Preferred PNC: Cash Rewards, Points BOA: Cash Rewards NFCU: Flagship Rewards, Cash Rewards, CLOC Just about at 90 days since originally approved for Promise at 10k. Asked for a CLI last month and it was a giant NO and told me to try again in 6 months. Requested another on Friday online and it went right to review. SO today I checked and it was still in review. DECIDED to call and see if they n...PenFed Gold CLI. Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now the question, I have the highest interest rate. Think if I call them, they can use that inquiry to lower my interest rate?Both of my NFCU and Penfed cards will hit 90 days next week. When should I try for my first CLI? I have GoRewards @3300 & Penfed Siggy @ - 5238866I have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I am used to, however when I went to check the application today the status states this? PenFed Gold Visa WITHDRAWN 09/26/2018 APPLICATION BUILT IN ERROR I ne...It took some patience and willpower to keep gardening, but after 12.5 months PenFed gave me a CLI from $1000 SL to $10000. I'm so appreciative of this community! Here are the DPs: Opened a savings account and applied for Power Cash Rewards same day 2/2020, approved for $1000. (Later in the year ...I decided to hit the CLI request *LUV* button with PenFed and was granted my second small increase with them; I've had the card for 1 - 6632519 - 2. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...I called PENFED to see if they would consider a CLI at 80 days. I have a balance because of BT's but I make large payments to pay it down. But my Util is around 20% I was declined for a cli. The only thing they could offer me was another credit card (Promise or Amex) but I had to take some of m...For those who have received a CLI on their PenFed credit card, after your CLI request was approved, did you need to send back a signed - 744986Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. They - 6515068I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 2Inspired by our command line monthly calendar post, reader Nate writes in with the yearly edition. Enter this at your Mac's Terminal command line (or in Cygwin on Windows), no line breaks: Inspired by our command line monthly calendar post,...PenFed Gold CLI Instant Approval Opened card at the end of Jan the same day I joined the credit union. Today the CLI button appeared and I hit it and it messed up while processing which freaked me out but going back to the main page it showed a link to continue the request and it went through and I was instantly approved for a 2K increase …Also, I did a CLI request on my Penfed Power Cash Rewards. Nada! So, I used the HP to apply for the Gold card since I've read some have been turned down for CLI but approved for a new card. Not instant, but I did get a message to send them last two paycheck stubs, and the message says premilinary approval or something like that. So, we'll see.Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!Penfed CLI Declined. Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts and utilization of accounts. I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old ...2. BCU (Baxter CU) Cash Rewards - CLI Request : The original Limit was $500 when I opened it back in 2016, had it for 3 years then increased to $3,500 in 2019. Requested another increase yesterday and was approved for $10,000! You can ask for a specific amount and they either approve or do a counter offer.Amex CLI + PenFed Gold. Got an Amex BCE CLI from $11K to $15K and approval for a PenFed Gold, SL $12.5K. I already have a PenFed Power Cash Rewards with a CL of $10K. Should I keep both open or close the PCR? EQ: 739 (PDF from PenFed states EQ score was actually 763.)May 18, 2022 · That's a pretty decent limit btw. Unfortunately, they will not adjust the initial limit once approved. You can try for a CLI in about ~6 months or so. There's no way to determine how much you may receive (if approved) since the results will depend on your income, profile and overall creditworthiness. Message 4 of 13. Penfed cli myfico
I opened my PenFed PCR on 12/27/2021 and was given a SL of just $1,500.00 I wanted to request a CLI but was advised to wait until the 6 month mark, which was on 6/27/2021. Since it was so close to a possible quarterly SP offer I decided to wait until today (7/1/2021). When no offers showed up I d...Penfed cli request problems. Yesterday my Penfed PCR became 1 year old. I am winding down from a 2500 bt transfer i took earlier in the year, 215 balance left. This morning i clicked on the request cli link and filled out the app and suddenly a page showed up saying page not working with a refresh button. no matter how many times i hit the ...Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 0 loans. Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 Jetta Car Goal: A nice car in a few months.Mission Lane Visa $1850 Credit One Platinum x5 $3000 Credit One Wander $1700 Upgrade Visa $2000. PenFed Gold Visa $2500 Amex Delta Gold $10,000 Care Credit $8000 Petal 1 Visa $2900. Cap One Quicksilver $500 NFCU CashRewards $2000 Apple Card $1500. Wells Fargo auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) …Logged on to my Penfed acct and noticed I got an auto increase of $2,000 .....SL was $18,000 new limit is $20,000 thank you Penfed. - 4225889 ... myFICO® Forums; Types of Credit; Credit Card Approvals; Penfed auto cli; Options. Subscribe to RSS Feed ...I have been a PenFed member since March 2019, my original SL was $10,000. I do no banking with them whatsoever. Regarding monthly spend - 5994893Apr 1, 2020 · So while I had applied and was approved for a $11,500.00 CLI on PenFed PCR Card. $33,500.00 + $11,500.00 >>>> $45,000.00 NEW - 5970114 Skip Navigation How It Works From myfico.com EQ Score: (Nov 8rd, 2021) From myfico.com EQ Fico 8 795, Fico 9 806 | TU Fico 8 820, Fico 9 823 | (from experian) EX Fico 8 782, Fico 9 804 Oct 2021 AoOA 19 years, 6 months, AAoA 6 years, 11 months. ... Penfed CLI Approved Congrats on your CLI! Current FICO 8:Re: PenFed PCR App today under review. I'm currently under review for a cli and submitted ID docs and financial statements as well. I've been with Penfed for a little over a year so my guess is, they're just being cautious. Starting FICO 8s | 06/2018: EX 601 EQ 605 TU 590.Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.Oct 27, 2023 · Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!PenFed Gold CLI. Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now the question, I have the highest interest rate. Think if I call them, they can use that inquiry to lower my interest rate?Trubeliever82 I read your post in the morning about your brother and called them up in the afternoon for a CLI and you were right on the money, from 10k Penfed they bumped me up to 45k.WHAT THE HECK!if you weren't graced with an extremely rare extremely early 0-1 month CLI from their highest bucket venture X level accounts, you'll likely have to wait the full 6 months/statements before a CLI will be granted. just keep trying every time a statement generates as it's just a SP based on their account pulls.A few months ago, I saw a 6K new card/CLI offer in "Your Offers". I disregarded. Last month it increased to 11K. Disregarded again. The other day it pops up 19K. New limit: 47K. Never had a limit over 30K before, ever. Never thought I would, either!Re: PenFed CLI. Unfortunately, they no longer merge or combine accounts. Getting to $25K might take some time all things considered and profile-dependent. Since your first card appears to have started a bit on the low end, I would give things time. Potentially, you can ask for a CLI since your card is ~6 months (personally I'd wait …Jan 31, 2021 · I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 2 I have had a Penfed LOC for while at $15K. I am thinking of going for another $5k; however, not sure if the process is HP, etc. Has anyone - 6212103so it's still within the grace period of the original HP so this one is still using that one. Thought it couldn't hurt. Might as well. - 4421047 - 2Penfed CLI Penfed CLI Estimate your FICO ® Score range Estimate for Free John95 Member 05-30-2022 03:09 AM Penfed CLI Hi, i just got the Penfed powercash and the Platinum card with $10 SL. When Can I request a CLI and can I request a CLI for both cards together? How much does usually Penfed increase? Thank you! Message 1 of 11 18 Kudos1. Apply for, qualify, and secure your line of credit. 2. Receive a set of checks linked to your line of credit. 3. Use your funds anywhere that accepts checks as a form of payment. 4. Pay back what you've borrowed, plus any interest on that amount. Not sure about applying for a loan online? Learn More Credit Card vs. Personal Line of CreditHow good is penfed about giving auto CLI's at the one year mark? I have their rewards Amex with 5k limit, PIF every month, largest total payments I made in one billing cycle, before statement cut, was 3500.00 and that month closed with a 25.00 balance (because there was an authoization I did no...Been a PenFed member for 8 months, and opened a PCR and Plat Rewards at the time of opening the membership. The 8th statement cut last month, and just received an offer a couple days ago. Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here.Penfed cli request problems. Yesterday my Penfed PCR became 1 year old. I am winding down from a 2500 bt transfer i took earlier in the year, 215 balance left. This morning i clicked on the request cli link and filled out the app and suddenly a page showed up saying page not working with a refresh button. no matter how many times i hit the ...WOW! I requested a CLI on my PenFed Platinum Rewards card, current CLI at $5k. I am within the 1st 90 days since approval so I just figured I'd give it a shot. I never saw a place for an amount so I just submitted the request yesterday and hoped for the best. I got an email today telling me th...Getting Started with PenFed Online. PenFed Online provides easy and convenient access to your accounts. Use the information and links in this article to enroll, link your external accounts, and more. 34520 Views • Oct 6, 2023 • Knowledge.Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in TCL is now so close. $4,950 away.Reopened my checking account with penfed last month and got a $500 overdraft line of credit. ... Penfed Thrifty CLI hard pull? ... hp if it's within 90 days for any products so i requested a CLI on it. Got declined and also got a hp =/ Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU ...I got my PCR Visa with PenFed this past November 2020. Put a decent amount of spend on it every month (+/-$1k) and I PIF every month. My SL/Current Limit is $12k, so I thought I'd try for a CLI. Current UTI is 5% across all cards, my EQ 9 score is 786. I applied for a CLI yesterday and got only $3k....PenFed was on my list for CU's to join. Applied for membership over the weekend and decided to go for a personal loan. I was instantly denied for the personal loan, so I waited for the survey email so I can try and recon. I got the email yesterday and filled it out. Got a call today and she expl...Dec 29, 2022 · Re: Penfed Power Cash Huge CLI. @wildboys wrote: I was checking my balance on my Penfed Power Cash and saw the CLI button. I saw it would be a hard pull but I gave it a shot. It came back approved for $20,000. My CL went from $3500 to $20000. Happy Merry Christmas to me. Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. - 6515068 - 3Re: PenFed CLI. This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-)Hello all, I have Penfed 40k Defender @8.49 10k PLOC @10%+ scores are all about 790 with no negs. Any chance on CLOC CLI w/out a HP? Sorry IDK if this is the wrong thread.I got my PCR Visa with PenFed this past November 2020. Put a decent amount of spend on it every month (+/-$1k) and I PIF every month. My SL/Current Limit is $12k, so I thought I'd try for a CLI. Current UTI is 5% across all cards, my EQ 9 score is 786. I applied for a CLI yesterday and got only $3k....PenFed Gold CLI. Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card that gets no use and with all the other changes I have been making on my reports over the last month or so. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023.I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ...I was approved for the PenFed Pathfinder back in February ( - 5748644PenFed was on my list for CU's to join. Applied for membership over the weekend and decided to go for a personal loan. I was instantly denied for the personal loan, so I waited for the survey email so I can try and recon. I got the email yesterday and filled it out. Got a call today and she expl...Also, I did a CLI request on my Penfed Power Cash Rewards. Nada! So, I used the HP to apply for the Gold card since I've read some have been turned down for CLI but approved for a new card. Not instant, but I did get a message to send them last two paycheck stubs, and the message says premilinary approval or something like that. So, we'll see.Hi All! I have a PenFed Credit Card and would like to hear your experiences regarding CLIs on PenFed CCs. I have read that it will be a hard pull. I know NFCU's system is very well known and specific, but I would like to know if anyone knows PenFed's "system" that helps ensure the highest credit...I just tickled the luv button on the PenFed site and they doubled the limit on my Platinum card, from $5k up to $10k :smileyhappy: A little background: Over a couple weeks in December-January, I got a new $5k Platinum Rewards Visa Sig, a new $5k Power Cash Rewards Visa Sig, and a CLI for my Gold ...I requested a CLI on my power Cash Rewards card over the weekend and opened a checking account. I asked the representitive both times if it would use the same hard pull from opening of my account in july, and he said the system wouod already use the older HP. Is it possible to get the inquiry remove...Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifi...Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. They - 6515068Last App: 1/10/2023 Penfed Gold Visa Card Currently rebuilding as of 04/11/2019. Starting FICO 8 Scores: Current FICO 8 scores:I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 4Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.Some basic info Current EQ Fico8 720 Current EQ Fico9 745ish 1 Baddie an unpaid CO due to fall off my EQ in April maybe earlier I have a PowerCash card opened 4/2017 Today is the first day Ive been offered a CLI or a new Promise card. The CLI would almost double my $3500 limit The question If I ...Penfed CLI - 4571510. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current UserYes I did, apparently I had tried for a CLI end of August, they denied me stating that account was not old enough and too many inquiries (gulity). The rep stated they withdrew the application since I recently had requested one and unless things changed I didn't need to reapply😕 So although I hit the 6 month mark my inquiries hadn't changed .Correct response above why would you want a cli if you have never used the card? - 6574472My PF accounts are over a year old and didn't want to apply for another card. Requested CLI online, took the HP for the PenFed Power Cash Rewards, approved for $10,000 CLI taking that card to $25,000. EQ F9 is 843. You don't get to request how much you'd like...you simply put in the request and ...I opened my Penfed Power Cash Visa 7/3/18 and waited one month to hit the luv button (today). Automatically approved for a $500 increase - 5317704 ... myFICO® Forums > Types of Credit > Credit Card Approvals > PenFed "AJC Special" CLI (SP) Options. Subscribe to RSS Feed ...Penfed CLI Declined. Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts and utilization of accounts.I'm utterly ecstatic right now! :smileyvery-happy::heart: I know this isn't the biggest limit ever, but instant approval from 500 to - 4990056 - 2Re: Penfed conditionally approved. I did mobile deposit! 7 day hold so on 6/22. stats are, AAoA 4 years, EQ Fico8: 841, Income 590k, utilization on cards 1%, total available credit 1.1M (including AU for 140k). Honestly I had forgotten about Penfed, and was bored at work so I decided to join again and apply.Hi All! I have a PenFed Credit Card and would like to hear your experiences regarding CLIs on PenFed CCs. I have read that it will be a hard pull. I know NFCU's system is very well known and specific, but I would like to know if anyone knows PenFed's "system" that helps ensure the highest credit...Re: Penfed CLI process question. @805orbust wrote: @Cashbackjunky I did but I chickened out. I took out a car loan with them in June to buy a new minivan for my oldest daughter and her useless husband after they had child #3 in 4 years. (Having that unsigned Penfed check made it SO much easier to shop and close on the fly) It was still only 2 ...It's been seven months since I joined PenFed. I had joined very fresh during the rebuild process. I took the plunge just now and requested a CLI on my PowerCash Visa, and they bumped me from $1,500 to $7,500, with instant approval and the option to do balance transfers. That's with a utilization o...Is a CLI through PenFed a HP if they put in "My Offers" section? First time seeing this so I wanted to hear from those that have been with them longer. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023. Credit & loan qualification. Message 1 of 3.First PenFed approval was 12 months ago. Missed a CLI months back after a 2nd PenFed Card Approval where a double dip chance didnt bare out that time. This time i requested strictly on this very first card again. Instantly Approved and matches the 3rd approved card a few months ago which is the Platinum. Documents came thru today to …Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos.Penfed is just weird. I did a pre-qual in June. I didn't take it further. Their weirdness is not worth my time right now. - 6706725 - 2Re: PenFed Offers? Historically they show up on the 1st day of each quarter released in several waves during the day. (7/2023) FICO 8 (EX) 825 (TU) 837 (EQ) 844. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club. Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 9.I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old .... Micro center diagnostic fee